Terms and Conditions
These Terms and Conditions govern your use of Splital, operated by Maria Jose Rojas Medrano and Maurizio Faleo ("we," "us," or "our"). By accessing or using our mobile application, website, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree, please do not use the Services.
You can contact us at any time at [email protected].
1. Our Services
Splital is a service designed to help you track shared expenses, informal debts, and payments among friends, family, or groups. Expenses, balances, and settlements recorded on Splital are informal records and are not legally binding financial contracts. We offer the Services "as is" and we may change, suspend, or discontinue any part of the Services at any time.
2. Eligibility
You must be at least 16 years old to use the Services. If you are under 16, you may only use the Services with the consent of a parent or legal guardian.
3. Account
3.1. Registration
You may need to create an account to use certain features of the Services. You agree to provide accurate and up-to-date information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account.
3.2. Account without registration
Splital can also be used without creating an account. In that case, if your device is lost the access to your data cannot be recovered.
3.3. Termination
You can delete your account at any time through the app settings or by contacting us at [email protected]. We reserve the right to suspend or terminate your account if you violate these Terms.
4. Subscriptions and payments
4.1. Free and paid services
Splital can be used free of charge. Certain features require a paid subscription.
4.2. Billing and renewal
Subscriptions are processed through the Apple App Store or Google Play Store. Your subscription will automatically renew unless cancelled before the end of the current billing period. The terms of the respective app store govern payment processing, renewals, and refunds.
4.3. Free trial
We may offer a free trial under certain conditions. If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription and you will be charged accordingly.
4.4. Cancellation
You can cancel your subscription at any time through the Apple App Store or Google Play Store. Cancellation takes effect at the end of the current paid period.
4.5. Price changes
We may change subscription prices and benefits from time to time. We will notify you in advance of any price changes, and the new price will take effect at the start of the next billing period. If you do not wish to pay the new prices, you can cancel.
5. User content and intellectual property
5.1. Our intellectual property
We are the owner or the licensee of all intellectual property rights in our Services, including source code, design, text, graphics, trademarks, and logos. We grant you a limited, personal, revocable, non-exclusive, non-transferable right to access and use the Services, solely for personal, non-commercial purposes.
5.2. Your content
You retain ownership of any content you upload or create through the Services, such as expense descriptions, group names, comments, and files. By uploading content, you grant us a worldwide, royalty-free license to use, store, and process that content solely to operate and provide the Services.
5.3. Your responsibilities
You are solely responsible for the content you share through the Services.
6. Prohibited activities
You agree not to:
- Use the Services for any unlawful purpose.
- Use the Services in a fraudulent or misleading manner.
- Upload or share content that is harmful, offensive, or infringes the rights of others.
- Attempt to gain unauthorized access to the Services or other users' accounts.
- Interfere with or disrupt the operation of the Services.
- Use automated means (bots, scrapers, etc.) to access the Services.
- Impersonate another person or misrepresent your identity.
- Use the Services for commercial purposes.
- Copy, modify, distribute, or sell any part of the Services.
- Reverse engineer, decompile, or disassemble any part of the Services.
7. Third-party services
The Services may contain links to or integrations with third-party services. We do not control and are not responsible for any third-party services. Your use of third-party services is at your own risk and subject to their terms and conditions.
8. Disclaimer
The Services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Services will be uninterrupted, error-free, or secure. We do not guarantee the accuracy of information entered by users.
9. Limitation of liability
To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of the Services, including but not limited to loss of data, profits, or revenue.
Our total liability for any claim arising from or related to the Services shall not exceed the amount you paid us in the twelve (12) months preceding the event giving rise to the claim, or one hundred euros (EUR 100), whichever is greater.
This limitation does not apply in cases of deliberate intent or gross negligence on our part, or where applicable law does not permit such limitations.
10. Indemnification
If you violate these Terms, we may suspend or terminate your access to the Services. If we suffer damage as a result of your actions, we are entitled to recover the damage from you. To the maximum extent permitted by applicable law, you agree to indemnify and hold us harmless from any third-party claims arising from your use of the Services.
11. Privacy
We care about your privacy. Please review our Privacy Policy for details on how we collect, use, and protect your personal information.
12. Governing law and disputes
These Terms are governed by the laws of Italy. If you are a consumer in the European Union, you additionally benefit from the mandatory consumer protection provisions of the law in your country of residence.
Any disputes shall be submitted to the competent court in Italy, or in the EU country in which you reside.
13. Changes to these Terms
We may modify or update these Terms at any time. If we make modifications, we will notify you by revising the date at the bottom of these Terms and, under certain circumstances, we may also notify you by additional means such as a pop-up in the app.
14. Miscellaneous
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision. These Terms constitute the entire agreement between you and us regarding the Services.
15. Contact us
If you have any feedback, questions or comments about the Services, please contact us at [email protected].
Last updated: March 24, 2026